2024 Benefits Overview
Eligible team members are provided a wide range of benefits.
On this site, you will find information regarding the benefits that are available to you.
Talk to ALEX® For Help With Your Benefit Needs
Find the great-fit benefit plans you and your family will love with ALEX®! ALEX is an easy-to-use online tool that will make sure you get the RIGHT amount of coverage for your needs.
ALEX will ask you a few questions about your health care needs (your answers remain anonymous), crunch some numbers and recommend a plan that’s best for your personal needs. It’s that easy!
Even if you’re happy with your current plan, it’s worth it to use ALEX to make sure you’re not paying too much for health insurance.
Save up to $100 in per month off your medical premiums!
If you participate in any company-provided medical plan, you will have the opportunity to lower your 2024 base monthly premium by up to $100 per month by completing the requirements for one or both of the following two discounts:
TOBACCO FREE
Non-tobacco users or those who have completed a tobacco cessation program within the last three months will receive a monthly $50 tobacco discount off their medical premium.
WELLNESS DISCOUNT
Earn a $50 monthly discount on your 2024 medical premiums by completing both the biometric screening (labs) and online health survey on the Deaconess Wellness portal by December 22, 2023.
This quick and simple screening can help assess your risk for heart disease, stroke, and diabetes. Illnesses and health conditions like these can often be prevented with early detection, which is why knowing your numbers is so important.
Highlights for 2024
Medical coverage:
- Earn up to $100 off your monthly medical premiums with Wellness discounts.
- The single deductible for the previous HDHP 3000 is increasing to $3,200 to comply with IRS regulations.
- New for 2024 - Regenexx® - A medical specialty that uses non-surgical regenerative medicine to treat a broad range of orthopedic conditions such as damaged bone, cartilage, muscles, tendons, and ligaments. Available to participants who are enrolled in the ONB medical coverage.
- Old National is partnering with AmeriBen on a dialysis-coverage program to help you navigate dialysis treatment, including enrolling in Medicare, understanding costs and coverage, and ending coverage if you no longer need dialysis.
- PaydHealth - Participants covered by ONB medical and being treated with a brand-name medication for rheumatoid arthritis, cancer, multiple sclerosis, or other conditions typically treated by a specialist may be contacted by the PaydHealth Specialty Contact Center to identify possible external funding solutions that may help you reduce your out-of-pocket costs. All products included in the program require prior authorization and engagement with program advocacy specialists.
HSA Accounts
- IRS Limit increases for 2024
- Single - $4,150
- Coverage other than single - $8,300
Other benefits:
- New for 2024 - LifeLock - Norton LifeLock can help safeguard your personal, sensitive information on multiple devices, keep your online activity private and help protect your identity.
- Administrator change for Critical Illness, Hospital Indemnity and Supplemental Accident Plans from MetLife to UNUM
- MetLife Legal Enhanced for 2024 - coverage includes one individual or joint federal and state tax filing through TurboTax and enhanced identity theft protection benefits.